Which option correctly describes how partial disabilities are handled in some policies?

Which option correctly describes how partial disabilities are handled in some policies?

• A. Full benefits continue only if the insured is totally disabled.
• B. Benefits are paid only during the first 6 months.
• C. Partial benefits or residual payments when the insured returns to work but with reduced earnings.
• D. No benefits are paid once the insured returns to work.

Answer: (C)